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27-55 Ridgeview, Lake Carroll, IL 61046.
Welcome to this warm and inviting waterfront retreat nestled on a beautiful 2+ acre lot along the bay at Lake Carroll! With 4 bedrooms, 3 baths, 149' of shoreline, and a deeded boat slip, this property is ready for you to enjoy lake life from day one. A circular drive, detached 2-stall garage, and spacious front patio create a welcoming first impression. Step inside the charming 3-season room where wood ceilings, relaxing views down the bay, and deck access make it an ideal place to unwind after a day on the water. The open-concept main living area is designed for gathering and entertaining, featuring vaulted wood ceilings, a spacious kitchen with island, large dining area, and comfortable living room with two sets of sliding doors leading to the deck. The main level also includes two guest bedrooms and a full bath. Upstairs, the loft offers a cozy sitting area with views down the bay before leading into the spacious primary suite complete with private full bath and abundant natural light. The walk-out lower level offers even more room to entertain with a large family room featuring a gas fireplace, rec/gaming area, lower-level patio access, guest bedroom, full bath, and storage/mechanical area. Outside, enjoy peaceful waterfront living with your own boat house at the shoreline and the added bonus of a deeded boat slip (D38W) for even more lake adventures all summer long. Whether you're looking for a full-time home or weekend getaway, this property offers the space, setting, and amenities to start making memories immediately. Many new and recent updates include a new HVAC (2022), new roof (2017), and new kitchen appliances (2025). See full list of updates in associated docs. Homeowners are open to selling the house (household items only) turnkey - minus personal items. Move right in and start enjoying everything Lake Carroll has to offer - schedule your showing today!
MLS ID: 202602850
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27-55 Ridgeview, Lake Carroll, IL 61046.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $639,900 | $639,900 | $639,900 |
| Down Payment | $127,980 | $22,397 | $159,975 |
| Monthly Mortgage Amount | $3,110 | $3,869 | $3,953 |
| Taxes | $891 | $891 | $891 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $282 | $0 |
| Monthly Estimated Total | $4,188 | $5,229 | $5,031 |